If keeping your mechanic matters, check that shop before choosing a contract. Give it the actual administrator’s name and ask how it handles approval and payment.
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What to check before you buy
Confirm with the administrator that the facility qualifies. Ask the mechanic whether it accepts direct payment, submits estimates itself and bills customers for any difference above the allowed labor rate.
Work through your own numbers
Call the shop with one real repair estimate and compare it against the seller’s written answers. Ask who would contact the administrator if the shop finds additional damage after work starts.
For a closer look, see our related buying guide. The FTC’s auto warranty and service contract guide explains what to review before signing.
