At lease buyout, request separate figures for the vehicle purchase and any optional service contract. Verify what factory coverage remains for the VIN.
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What to check before you buy
Map the factory expiration against the offered contract start and end dates. If the buyout is financed, compare otherwise identical loan disclosures with and without the add-on.
Work through your own numbers
If you plan to keep the car for 30 months and the same component already has 12 months of confirmed factory coverage, compare the added protection during the other 18 months. Repeat for components with different limits.
For a closer look, see our related buying guide. The FTC’s auto warranty and service contract guide explains what to review before signing.
